Health Insurance

 

Everyone needs health care coverage these days. With all the changes in health care and insurance, it can be difficult to find the right coverage at affordable rates. If your employer does not offer health coverage, you are self-employed or unemployed, you may be in a position where you need to find your own health insurance coverage.

 

Health insurance policies most often provide coverage for:

  • Doctors visits
  • Prescriptions
  • Medical Testing
  • Specialized care
  • Surgical procedures

 

Working with an ISU Insurance Services GVW & Associates agent can help you find a policy that best suits your lifestyle and needs. It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy.

 

Most insurance agents can offer you two types of health care coverage:

  • Indemnity Plans (or Fee-for services plans)
    • Cafeteria/Flexible Spending Plans
    • Indemnity Health Plans
    • Basic & Essential Health Plans
    • High Deductible Health Plans (HDHP)
    • Health Savings Accounts (HSA)
  • Managed Care Plans
    • Health Maintenance Organizations (HMOs)
    • Preferred Provider Organizations (PPO)

 

Are you or members of your family eligible for Medicare? We can also help you find providers for Medicare supplements, long term care, income protection, etc. Contact ISU Insurance Services GVW & Associates today for a free health insurance quote and more information on all of the policy options we offer.

 

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